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O Nubank não era um banco. A partir de hoje, o Nubank poderá ser chamado de banco, já que adquiriu a licença do Banco Porto Real. O motivo que o levou a se tornar um banco, é o mesmo motivo que torna tão difícil empreender no Brasil. Burocracia. Em 2025, o CNM junto com o Bacen, emitiram a resolução conjunta n°17. Que proíbe Fintechs de utilizarem Banco ou Bank em seu nome. Pra não ser obrigado a abandonar a marca já conhecida, optaram por comprar um banco. O maior limitador para entrada
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